LVNV Funding (serviced by Resurgent Capital Services): error on a credit report
Dispute the LVNV entry with each credit bureau and directly with Resurgent.
What does this mean?
Grade A (high: almost everything comes from official pages read directly). 100% of 11 sources are the organization's own pages or government sites.
Collect
- credit report page with the LVNV entry
- proof of payment or identity theft report
Steps
Dispute the entry with each credit bureau that shows it.
Send a direct dispute to the address on your credit report for LVNV, or through Resurgent.
If the entry is not fixed, file a CFPB complaint.
More contacts for this issue
Facts you can cite
- Process
A furnisher must investigate a direct dispute sent to the address on your credit report or the address it gives for disputes, and finish within the same time a credit bureau has (Regulation V, 12 CFR 1022.43).
Source: consumerfinance.gov, verified 2026-10-13
The CFPB received 25,451 complaints about Resurgent Capital Services L.P. from July 1, 2025 to June 30, 2026 (debt collection 18,780; credit reporting 6,281). 18,913 were closed with explanation and 6,538 with non-monetary relief; 1 response was not timely. The top issue was "Attempts to collect debt not owed" (6,368).
Source: consumerfinance.gov, verified 2026-10-13
If that fails, escalate
Go up one step at a time. Keep the reference numbers and dates from each contact.
Written complaint
MailResurgent mailing address (site footer) Resurgent Capital Services, P.O. Box 10497, Greenville, SC 29603Dispute in writing within the validation period in the notice; use the address on the notice.
Federal regulator
Federal regulator
State agency
Your state’s attorney general. Find it in the list of state agencies (also as JSON:
states/<code>.json, for example states/ny.json).Small claims court
Watch out
- LVNV does not take inquiries directly; everything goes through Resurgent.
- Resurgent's contact portal needs JavaScript.
Let your AI agent handle this
Escalate Anything is a free, open-source MCP server for Claude, Cursor, VS Code, Gemini CLI, Codex and other AI apps. Your agent gets this playbook, keeps a case log with reference numbers and follow-up dates, and drafts each message for you to approve.
1. Set it up (needs uv):
uvx escalate-anything setup2. Ask your agent:
My LVNV Funding (serviced by Resurgent Capital Services) credit report shows [wrong item]. Use Escalate Anything to get it corrected.Source code, other install options and the Claude Code plugin